Get a debit card with an image you love
Make your debit card even more personal by creating your own design for $10! It’s easy to do within UBTgo:
- From the app, tap More, scroll down to the Other section, then tap Signature Debit Card and follow the instructions.
- From a web browser, click your name in the top right corner, click Profile, then click Signature Debit Cards and follow the instructions.
Show your style every time you use your card
Who says your debit card has to be boring? Check out the gallery (linked below), then open a checking account online or visit a branch to have a designer debit card issued to you today.
Out and about with your iPhone? Search for the Wallet app on your phone and load your UBT card to use with Apple Pay®.
Your credit or debit card can go wherever your Samsung goes. Load your UBT card into your phone's mobile wallet.
Most Android phones are compatible with Google Pay™. Download the app and load your UBT card.
Push your card to your device’s mobile wallet directly from UBTgo.
See when, where, and how you used your debit card with a detailed breakdown of your debit card spending.
Review recurring payments and which merchants you have your debit card stored with.
Set up controls and alerts to manage your debit card spending and get notified if something changes.
Turn your debit card on or off right from the UBTgo app.
Set up travel notifications for your debit card to let us know when and where you’ll be traveling so we know it’s you.
UBT’s Visa Gold debit card offers all the conveniences of a regular debit card, with the added benefit of higher daily spending limits. You’ll qualify for the card when your total deposits at UBT are $10,000 or higher. Relationship Advantage customers automatically qualify.
Frequently Asked Questions
Yes, UBT’s Visa® debit card allows you to make purchases at any merchant that accepts cards and get cash from any ATM that accepts Visa. You can also make deposits at UBT ATMs that are enabled to accept deposits.
- There is no monthly or annual card fee.
- Every transaction is fully detailed on your monthly account statement.
- There is no fee for transactions at Union Bank ATMs. For transactions and balance inquiries at non-Union Bank ATMs, there is a $2.00 usage fee.*
*If using a non-Union Bank ATM, there may also be a surcharge assessed by the institution that operates the ATM, which UBT cannot control or waive.
You can manage real-time alerts, set limits, and turn your card on and off from within the Debit Cards menu in UBTgo.
UBT may send you suspicious activity texts regarding your debit card. To confirm the activity, simply reply "Yes" and continue using your card. Reply "No" if that activity was not you. If you have any concerns about a text, please contact Customer Support at 800.297.2837.
Yes, international transactions will have a 1% fee assessed. When traveling, notify us ahead of time so that your card is not restricted for suspected fraud.
A debit card allows you access to the money in your checking account. A credit card gives you access to an approved line of credit, and you repay the balance later.
You may request a new card design in person at any branch, or by calling or chatting with us.
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iPhone®, Apple Pay®, Apple®, and App Store® are registered trademarks of Apple Inc.
Samsung Pay® is a registered trademark of Samsung Electronics Co.
Android™, Google Play™, and Google Play logo are trademarks of Google LLC.
