Private Banking

Bringing together all the pieces of your financial life

Our Private Banking team serves as your single point of contact to financial solutions that grow your wealth and make your life easier.

Get a $1,000 bonus

Premium Checking Offer

Get a $1,000 bonus* with our top checking account

Our Premier Checking account is a premium account with exclusive benefits like the ability to earn top-tier interest, plus the specialized support of a Private Banker who understands the unique needs that come with higher net worth. And right now, you can earn a $1,000 cash bonus* when you open a new Premier Checking account and meet some requirements. Click through for more details or reach out to a Private Banker to get started.

Premium Money Market Offer

Get more from your money with up to 4.20% APY**

What if your money could be working harder for you? With a Premier Money Market account from UBT, it can. Right now, when you open an account with $25,000 or more in new money, you can earn 4.20% APY** for 12 months on balances of $25,000 and up (1.55% APY** on balances under $25,000). It’s just another perk of working with a Private Banking team who understands your needs and is committed to growing your wealth. Click through for more details.

An exclusive rate for you: 4.20% APY on balances $25,000 and up

Making Your Life Easier

It’s about time

Your time is valuable, and our Private Bankers (like Katie) ensure that your experience conveniently fits your lifestyle. Our team will serve as your single point of contact for a variety of products and services designed especially for high-net-worth individuals. Our experts serve the Lincoln, Omaha, Greater Nebraska, Kansas City metro, and Northern Colorado areas.

Katie Key headshot square 2023

Interested in Private Banking Services?

Use the quick form below and we’ll be in touch

A single point of contact. Bringing your whole financial picture together. Taking care of personal and business banking. Connections to experts for financial planning, investments,¹ home loans, business banking, and anything else you need. Sound good? Private Banking might be right for you. Let’s talk about how we can help you simplify some things in your life.

Exclusive Private Banking benefits

One point of contact

Your Private Banker will coordinate a team of experts on your behalf, saving you time to focus on what matters to you.

Consultative, proactive service

Life brings about many changes and your finances should keep pace. We’ll offer suggestions based on your situation and goals.

Bringing it all together

A holistic financial plan assesses your entire financial picture and its intricacies, resulting in a strategy to optimize your financial performance.

Local and family-owned

Over 50 years of family ownership, along with local decision makers, allows UBT to be more flexible, accessible, and timely than other banks.

*Offer not valid for primary accountholder on either an existing Premier Checking account or a Premier Checking account closed within the last 12 months. Receive $1,000 when you open a Premier Checking account and meet the requirements. To receive the $1,000 bonus, you must: (1) make a minimum opening deposit of $50,000 in new money; (2) receive one direct deposit within 90 calendar days of account opening; (3) maintain a balance of $50,000 for 90 calendar days from account opening; and (4) enroll in paperless statements via online or mobile banking within 90 calendar days from account opening. $1,000 will be credited to your active account within 100 days of account opening if you meet the requirements. Annual Percentage Yield (APY) accurate as of 07/XX/2025. You must meet activity requirements each statement cycle to earn the Qualifying APY of 3.85% on the portion of your balance that is $100,000 and under; balances over $100,000 earn 1.66%-3.86% APY, depending on the total balance of the account. Required activity requirements per statement cycle include: at least 6 Visa debit card purchases posted (excludes ATM transactions), one direct deposit posted, receive paperless statements (requires enrollment via online or mobile banking and ongoing valid email address), and access online or mobile banking at least once. If the 4 activity requirements mentioned above are not met, you will earn the Non-qualifying APY of 1.41%. Fees may reduce earnings; rates subject to change. Premier Checking limited to Private Banking clients. Promotion available 7/01/2025 to 10/31/2025. Limit one per person and cannot be combined with any other offers.

**Offer not valid for primary accountholder on either an existing Premier Money Market Account (MMA) or a Premier MMA closed within the last 12 months. Open a new Premier MMA and receive 4.20% Annual Percentage Yield (APY) on balances of $25,000 or more for 12 months from account opening; balances under $25,000 will earn an APY of 1.55%. After the first 12 months, the standard Premier MMA variable interest rate and APY tiers will apply, depending on the daily balance of the account. Rates subject to change. Fees may reduce earnings. $25,000 opening deposit required in new money. Premier MMA limited to Union Bank & Trust Private Banking clients. Promotion available 7/1/2025 to 10/31/2025. Cannot be combined with any other offers. Member FDIC.

¹Investment products: Not FDIC Insured — No Bank Guarantee — May Lose Value.