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UBTgo® Mobile App
UBTgo® Mobile App
Carry your bank in your pocket
If you have your mobile device, you have your bank with you. Our UBTgo® app lets you do nearly everything you can do via a web browser, right from the palm of your hand. With the UBTgo® app, you have access to:
- Fast, easy mobile check deposit
- Quick Balance feature
- Debit card controls
- Open new accounts
- And much more
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UBTgo® Online
UBTgo® Online
Bank anywhere you have an internet connection
Whether it’s from the comfort of your home or on the go, turn your web-capable device into your most convenient bank location. By logging in to UBTgo® via a web browser, you have access to:
- All your accounts in one convenient location
- Debit card controls
- Stop payment for checks
- Transfer money to yourself and others
- Pay bills
- And much more
Mobile wallet
Push your card to your device’s mobile wallet directly from UBTgo.
Spend Insights
See when, where, and how you used your debit card with a detailed breakdown of your debit card spending.
Card on File
Review recurring payments and which merchants you have your debit card stored with.
Controls & alerts
Set up controls and alerts to manage your debit card spending and get notified if something changes.
Card on/off
Turn your debit card on or off right from the UBTgo app.
Travel notes
Set up travel notifications for your debit card to let us know when and where you’ll be traveling so we know it’s you.
Personal BillPay
Save yourself a trip to the mailbox
Binge-watching shows is fun. Remembering to pay your utility bills is not. Set up your bills to be paid automatically, on whatever day you choose, with BillPay from UBT. There are no monthly fees, and you can set up reminders for upcoming bills.
Deposit checks from your phone
Deposit your birthday money before your candles are even done smoking. You can deposit checks whenever, wherever using the UBTgo mobile app. Just be sure to endorse the back of the check with the words “For Mobile Deposit Only at Union Bank” along with your signature when you deposit your check.
Account-to-account transfers
Get your money where you need it, when you need it there, by utilizing UBTgo’s money management tools. Whether it’s transferring money between your UBT accounts, to someone else’s UBT account, or even to an account at another financial institution, UBT makes money transfers fast and easy.
Zelle®
Zelle® is a convenient way to send and receive money with friends, family and others you trust, even if they bank somewhere different than you.1 Use Zelle® to gift money, pay the sitter, or split the cost of a night out.
Pay on the go with mobile wallet
Have you added your UBT credit or debit card to your smartphone’s mobile wallet yet? Using your mobile wallet is a fast, simple, secure way to pay for goods and services. Not sure how to get started? Check out our step-by-step tutorial.
Frequently Asked Questions
No, Union Bank & Trust does not charge any fees to use Zelle® in UBTgo. Your mobile carrier’s messaging and data rates may apply.
No, Zelle® payments cannot be reversed.
You can only cancel a payment if the person you sent money to hasn’t yet enrolled with Zelle®. To check whether the payment is still pending because the recipient hasn’t yet enrolled, you can go to your activity page, choose the payment you want to cancel, and then select “Cancel This Payment.” If you do not see this option available, please contact our Customer Support team for assistance with canceling the pending payment.
If the person you sent money to has already enrolled with Zelle® through their bank or credit union’s mobile app, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you know and trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.
If you sent money to the wrong person, please immediately call our Customer Support team to determine what options are available.
Please contact our Customer Support team. Qualifying imposter scams may be eligible for reimbursement.
Neither UBT nor Zelle® offers reimbursement for authorized payments you make using Zelle®, except for a limited reimbursement program that applies for certain imposter scams where you sent money with Zelle®. This reimbursement program is not required by law and may be modified or discontinued at any time.
Keeping your money and information secure is a top priority for Union Bank & Trust. When you use Zelle® within UBTgo, your information is protected with the same technology we use to keep your UBT account safe.
As of March 31, 2025, all users must be enrolled through one of the more than 2,200 banks and credit unions that offer Zelle® in order to send and receive money. The list of participating financial institutions is always growing. You can find the updated list of participating banks and credit unions live with Zelle® at Zellepay.com. If their bank or credit union is not listed, we recommend you use another payment method at this time.
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iPhone®, Apple Pay®, Apple®, and App Store® are registered trademarks of Apple Inc.
Samsung Pay® is a registered trademark of Samsung Electronics Co.
Android™, Google Play™, and Google Play logo are trademarks of Google LLC.
✳Message and data rates may apply.
App Store is a service mark of Apple Inc. Apple and the Apple logo are trademarks of Apple Inc, registered in the U.S. and other countries. Android, Google Play, and the Google Play logo are trademarks of Google Inc. Data charges may apply. Check with your mobile phone carrier for details. Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
1 Transactions typically occur in minutes when the recipient's email address or U.S. mobile number is already enrolled with Zelle.
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