
Mobile Wallet
Keep your commercial card handy
If you’re looking for a way to take your business digital, start by adding your commercial credit or debit card to your mobile wallet. Mobile wallets offer a quick, easy way to pay for things while you’re on the go, and you’ll always have your card with you for last-minute business expenses that come up.

Business Mobile
Save yourself a trip to the bank
Depositing business checks, checking your balance, and reviewing transactions is easy from your mobile device. If you have access to UBT Business, download the app and login to get started.
Frequently Asked Questions
Zelle® QR code provides peace of mind knowing you can send and receive money, without typing an email address or U.S. mobile number.
To locate your Zelle® QR code, log in to UBT Business, then select Zelle®. Next, go to your "Zelle® settings" and click "Zelle® QR code" and your QR code will be displayed under "My Code". From here you can view your QR code and use the print or share icons to text, email or print your Zelle® QR code. To receive money, share your Zelle® QR code.
To send money, you’ll need to access UBT Business via the mobile app. Then, click "Send money with Zelle®", click "Send," then click on the QR code icon displayed at the top of the "Select Recipient" screen. Once you allow access to your camera, simply point your camera at the recipient's Zelle® QR code, enter the amount, hit "Send," and the money is on the way! When sending money to someone new, it's always important to confirm the recipient is correct by reviewing the displayed name before sending money.
There are a few ways you can encourage your customers to pay you with Zelle®.
- Tell customers verbally that you accept payments with Zelle®, and that they can easily send you money right from their banking app.
- Include it on an invoice. We recommend adding “I accept payments with Zelle®” or “Pay me with Zelle®”.
- Use Zelle® to request money from your customers (which will send them a notification telling them you’ve requested payment with Zelle®).*
Please note, you’ll only be able to receive payments from consumers using Zelle® through their financial institution’s banking app.
The fees associated with a Business Analysis Checking account include a monthly maintenance fee as well as checking activity charges for debits and credits.
Basic Fees Include:
Maintenance Fee - $15 monthly fee.
Balance MGT fee - Calculated based on average positive account balance that is maintained.
Electronic Debits - $0.15 per item.
Electronic Credits - $0.20 per item.
Deposited Items - $0.10 per item.
Regular credits - $0.27 per item.
Return check items - $7.00 per item.
Paid check off of account - $0.17 per item.
Other fees may apply depending on additional products & services that may be utilized.
Contact a Treasury Management Services representative for complete details.
Business BillPay allows businesses the convenience of paying their bills electronically for a small monthly fee.
- Secure and offers a high level of control
- Flexibility to pay virtually anyone, anytime, anywhere
- Simply log in to Business Banking Online to access Business BillPay
- Built-In Reporting to generate reports highlighting your Business BillPay activity. Your transactions will be itemized on your monthly checking account statement
Need Support?
Connect with our people online
iPhone®, Apple Pay®, Apple®, and App Store® are registered trademarks of Apple Inc.
Samsung Pay® is a registered trademark of Samsung Electronics Co.
Android™, Google Play™, and Google Play logo are trademarks of Google LLC.