Meet Bailey. Today, she’s a young dentist who completed her residency in 2024, and later that year, she realized her dream of opening her own pediatric dental clinic in York, Nebraska — with business financing from UBT. But her connection to UBT actually goes back much further.
Bailey grew up in Lincoln, Nebraska. When she was in high school, her father — a longtime UBT customer — brought her into a UBT branch to open her first savings account. After graduating from high school, she stayed in Lincoln to attend the University of Nebraska and opened her first checking account at the UBT branch within the Nebraska Union. While doing her undergraduate studies, Bailey decided she wanted to focus on pediatric dentistry, and her postsecondary education took her to Omaha, where she completed her residency at Children’s Nebraska and continued banking with UBT. During that time, she poured hours of her own time into learning what it takes to open your own dental practice — in fact, she still has a binder filled with documents, checklists, and plans.
At this point, Bailey reached out to UBT (and a few other banks) to inquire about financing. Our very own Mike Schommer, who has expertise in financing medical practices, reached out to her right away.
"I've been so impressed with Bailey‘s unwavering drive, keen business sense, and deep commitment to building a world-class pediatric dental practice. I think her story speaks to the capabilities we have at UBT. Not only the geographic component of this, but also all the different business lines that she's worked with throughout the duration of her relationship with the bank. It has been rewarding to watch her building go up and know that her family gets to settle back in the York area."
— Mike Schommer, Business Banking Lender
Bailey felt like going with Mike and UBT was the right fit, and over the next two years, they worked together to ensure that Bailey was set up for success.
Which brings us to Bailey’s big move: In late 2024, she opened her first pediatric dental practice. Why York? For one, it’s an underserved community — hers is currently the only pediatric dental office between Lincoln and Grand Island. Plus, Bailey and her husband have roots in York — they’ll be moving into the farmhouse owned by her husband’s family.
It all came together beautifully for a woman who worked hard, set goals, and achieved what she set out to do. We’re so proud of Bailey and her continued success as she grows her practice and deepens her roots in serving the York community. And we’re so happy to be here for her when she needs us.
