Carrier: Assurity Life Insurance | File claims online here | 800.869.0355 ext. 4484
The Accident Expense Insurance plan supplements your other insurance plans. The policy does not have deductibles or coinsurance and pays over and above any other health insurance benefits. Cash benefits can be paid directly to you. The plan year begins January 1, and changes can be made each year without underwriting at open enrollment. Newly eligible associates may enter the plan the first of the month following one month of service without underwriting. Associates scheduled to work at least 30 hours per week, spouse, and dependent children under age 26 are eligible to participate.
View this brochure for plan details and pricing.
Here’s a sample of services eligible to receive cash benefits paid due to accidents:
Emergency Care
- Ambulance
- X-Ray, CT, MRI, CAT, or EEG
- Diagnostic Exams
- Telemedicine, Office, Urgent Care, or ER Visit
Supportive Care
- Physical, Occupational, or Speech Therapy
- Chiropractic or Acupuncture
- Prescription Medication
- Transportation and Lodging
- Crutches, wheelchair, and prosthetic devices
Specific Injury Care
- Burns
- Child Organized Sports
- Concussion
- Eye, Ear, and Dental Emergency
- Fractures, Poisoning and Lacerations
- Traumatic Brain Injury and Post Traumatic Stress Disorder
Hospital Care
- Admission, confinement, ICU, and sub-acute ICU
- Rehabilitation
- Childcare
Surgical Care
- Anesthesia
- Exploratory
- Open Abdominal, Thoracic, or Cranial
- Tendon, Ligament, Rotator Cuff, or Knee Cartilage
- Ruptured Disc
- Hernia
- Outpatient
Preventive Care
- Blood screening for triglycerides, cholesterol, HDL, LDL, or fasting blood glucose
- Annual physical exam or routine eye exam
- Immunizations
IMPORTANT: This is a fixed indemnity policy, NOT health insurance
This fixed indemnity policy may pay you a limited dollar amount if you're sick or hospitalized. You're still responsible for paying the cost of your care.
• The payment you get isn't based on the size of your medical bill.
• There might be a limit on how much this policy will pay each year.
• This policy isn't a substitute for comprehensive health insurance.
• Since this policy isn't health insurance, it doesn't have to include most Federal consumer protections that apply to health insurance.
Looking for comprehensive health insurance?
• Visit HealthCare.gov or call 1-800-318-2596 (TTY: 1-855-889-4325) to find health coverage options.
• To find out if you can get health insurance through your job, or a family member's job, contact the employer.
Questions about this policy?
• For questions or complaints about this policy, contact your State Department of Insurance. Find their number on the National Association of Insurance Commissioners' website (naic.org) under "Insurance Departments."
• If you have this policy through your job, or a family member's job, contact the employer.
