Main navigation

  • Personal
    • Column
      • Checking
      • Savings
      • Certificates of Deposit (CD)
      • Credit Cards
      • Personal & Auto Loans
      • Home Loans
      • Investments
      • 529 College Savings Plans
      • Employer Programs
      • Online & Mobile Banking
      • View All
    • Column
      • Wealth Management
        • Estate Management
        • Investment Management
        • Financial Planning
        • Private Banking
        • Private Wealth
        • View All
      • Goals
        • Starting an Emergency Fund
        • Buying a pre-owned car
        • Graduating College
        • Reducing Debt
        • Growing & Preserving Wealth
        • Retiring in the Near Future
  • Business
    • Column
      • Commercial Banking
      • Small Business Banking
      • Checking
      • Savings & CDs
      • Loans & Lines of Credit
      • Credit Cards
      • Treasury Management
      • Employee Benefits
      • Online & Mobile Banking
      • View All
    • Column
      • Specialities
        • Doctors & Hospitals
        • Cities & Municipalities
        • Churches
        • Agriculture
        • Fraternities & Sororities
        • NFIT Program
      • Business Tools
        • Accept Credit & Debit Cards
        • Collect and Send Payments
        • Manage Fraud
        • View All
  • Learning Center
    • Column
      • Topics
      • Planning for Retirement
      • Managing Your Money
      • Owning a Home
      • Building Credit
      • Investing
      • Estate Planning
      • Running a Business
      • Fraud Prevention
    • Column
      • Resource Types
        • Blogs
        • Videos
        • Podcasts
        • Events
        • FAQ
        • Guides

Utility

  • Careers
  • About
  • Rates
  • Make a Loan Payment
  • Privacy
  • Contact Us
Skip to main content

Utility

  • Careers
  • About
  • Rates
  • Make a Loan Payment
  • Privacy
  • Contact Us
Home

Main navigation

  • Personal
    • Column
      • Checking
      • Savings
      • Certificates of Deposit (CD)
      • Credit Cards
      • Personal & Auto Loans
      • Home Loans
      • Investments
      • 529 College Savings Plans
      • Employer Programs
      • Online & Mobile Banking
      • View All
    • Column
      • Wealth Management
        • Estate Management
        • Investment Management
        • Financial Planning
        • Private Banking
        • Private Wealth
        • View All
      • Goals
        • Starting an Emergency Fund
        • Buying a pre-owned car
        • Graduating College
        • Reducing Debt
        • Growing & Preserving Wealth
        • Retiring in the Near Future
  • Business
    • Column
      • Commercial Banking
      • Small Business Banking
      • Checking
      • Savings & CDs
      • Loans & Lines of Credit
      • Credit Cards
      • Treasury Management
      • Employee Benefits
      • Online & Mobile Banking
      • View All
    • Column
      • Specialities
        • Doctors & Hospitals
        • Cities & Municipalities
        • Churches
        • Agriculture
        • Fraternities & Sororities
        • NFIT Program
      • Business Tools
        • Accept Credit & Debit Cards
        • Collect and Send Payments
        • Manage Fraud
        • View All
  • Learning Center
    • Column
      • Topics
      • Planning for Retirement
      • Managing Your Money
      • Owning a Home
      • Building Credit
      • Investing
      • Estate Planning
      • Running a Business
      • Fraud Prevention
    • Column
      • Resource Types
        • Blogs
        • Videos
        • Podcasts
        • Events
        • FAQ
        • Guides

Login

Login
UBTgo Online Banking
Sign in
Enroll in UBTgo
Open an Account
UBT Business
Sign in
Sign Up
Contact Us
  • Personal Logins
    • UBTgo Online Banking
    • Omnify Health Benefits Account
    • Retirement Plan Participant
    • Personal Credit Cards
    • ScoreCard Rewards
    • Wealth Management Portal
    • Online Investing
    • Trusts & Managed Investment
    • Home Loans (Mortgage, HELOC, etc.)
  • Business Logins
    • UBT Business
    • Business Credit Card Admin
    • Business Credit Cards
    • Lockbox Services
    • Retirement Plan Sponsor
    • Omnify Health Benefits Sponsor
    • Corporate Trust & Investments
Vice President — Business Development, Omnify Health Benefits

Andrea
 
Howard

I help businesses provide best-in-class health benefits.
4023231803
Get in Touch
Andrea Howard headshot 2025
Related Resources
Three people look over notes at a meeting table
Blog 2/2/26
Legislative updates to health benefit accounts
a person works at a laptop with graphics floating around on the image
Blog 12/17/25
Benefits enrollment season: What you need to know
section-125-testing-questions-answered-blog-crop
Blog 7/25/25
Nondiscrimination testing in Section 125 cafeteria plans

Get In Touch

  • (800) 297-2837
  • Chat
  • Locations
  • MoneyPass ATMs

Company

  • About
  • Careers
  • Blog
  • Community Commitment
  • Fraud Prevention & Security

Support

  • Help Center
  • Lost/Stolen Card
  • Enroll in Online Banking
  • FAQ

Get the latest news, promotions, and information from UBT

https://www.facebook.com/UnionBankandTrust
https://twitter.com/unionbanktrust
https://www.youtube.com/user/UnionBankandTrust
https://www.linkedin.com/company/union-bank-&-trust/
https://www.instagram.com/unionbankandtrust
Sign Up Now!
UBT Routing -
104910795
copy routing number to clipboard
copied!
Omnify Routing -
104914160
copy routing number to clipboard
copied!

Footer menu

  • © 2026 Union Bank & Trust Company. All Rights Reserved.
  • Member FDIC